Sutra 9
Devanagari script
नाधिः सोपकारः सीदेत् न चास्य मूल्यं वर्धेत अन्यत्र निसर्गात् ॥ कZ_०३.१२.०९ ॥
Transliteration
nādhiḥ sopakāraḥ sīdet na cāsya mūlyaṃ vardheta anyatra nisargāt
Translation
ਜੋ ਗਿਰਵੀ ਚੀਜ਼ ਗਿਰਵੀਧਾਰਕ ਨੂੰ ਸਹਾਇਕ ਲਾਭ ਦਿੰਦੀ ਹੋਵੇ, ਉਸਨੂੰ ‘ਘਟਦੀ’ ਨਹੀਂ ਮੰਨਿਆ ਜਾਵੇਗਾ, ਅਤੇ ਉਸਦੀ ਕੀਮਤ ‘ਵਧੀ’ ਹੋਈ ਵੀ ਨਹੀਂ ਮੰਨੀ ਜਾਵੇਗੀ—ਸਿਵਾਏ ਇਸਦੇ ਕਿ ਉਹ ਆਪਣੇ ਸੁਭਾਵ ਕਰਕੇ ਕੁਦਰਤੀ ਤੌਰ ‘ਤੇ ਵਧੇ।
Word by Word
नnot
न:
TypeParticle
Rootन
Formनिषेधार्थक-अव्यय (prohibitive/negative particle)
आधिःa pledge/mortgage (security)
आधिः:
TypeNoun
Rootआधि
Formपुंलिङ्ग, प्रथमा-एकवचन
सोपकारःwith an additional benefit/interest
सोपकारः:
TypeNoun
Rootउपकार
Formपुंलिङ्ग, प्रथमा-एकवचन; सोपकारः = स-उपकारः (with benefit/interest/additional advantage)
सीदेत्should deteriorate / should depreciate
सीदेत्:
TypeVerb
Rootसद् (सीद)
Formविधिलिङ्, परस्मैपद, प्रथम-पुरुष, एकवचन; अर्थे: ‘should/ought to’
नnor / not
न:
TypeParticle
Rootन
Formनिषेधार्थक-अव्यय
चand
च:
TypeConjunction
Rootच
Formसमुच्चयार्थक-अव्यय
अस्यof it / its
अस्य:
TypePronoun
Rootइदम्
Formषष्ठी-एकवचन (पुं/नपुं), सर्वनाम
मूल्यम्value / price
मूल्यम्:
TypeNoun
Rootमूल्य
Formनपुंसकलिङ्ग, प्रथमा/द्वितीया-एकवचन (contextually: subject ‘value’ or object ‘value’)
वर्धेतshould increase
वर्धेत:
TypeVerb
Rootवृध्
Formविधिलिङ्, आत्मनेपद, प्रथम-पुरुष, एकवचन
अन्यत्रexcept / otherwise than
अन्यत्र:
TypeAdverb
Rootअन्यत्र
Formदेश/अपवादार्थक-अव्यय (‘except/otherwise’)
निसर्गात्from natural causes / due to natural factors
निसर्गात्:
TypeNoun
Rootनिसर्ग
Formपुंलिङ्ग, पञ्चमी-एकवचन; अपादानार्थे (‘from/owing to’)
Entities Mentioned
P
pledger (debtor)P
pledge-holder (creditor)C
court/judicial authority (implicit)FAQs
Because when the pledge-holder already enjoys use/returns, the law prevents double advantage through additional claims of depreciation or value escalation, except for natural appreciation.
Only inherent, natural changes in the thing (e.g., natural growth/quality change) may be recognized; not gains derived from the pledge-holder’s use.