Sutra 10
Devanagari script
निरुपकारः सीदेत्मूल्यं चास्य वर्धेत ॥ कZ_०३.१२.१० ॥
Transliteration
nirupakāraḥ sīdet mūlyaṃ cāsya vardheta
Translation
ਜੋ ਗਿਰਵੀ ਗਿਰਵੀਧਾਰਕ ਨੂੰ ਕੋਈ ਸਹਾਇਕ ਲਾਭ ਨਹੀਂ ਦਿੰਦੀ, ਉਸਨੂੰ ਘਟਦੀ ਹੋਈ ਮੰਨਿਆ ਜਾ ਸਕਦਾ ਹੈ; ਅਤੇ ਸਮੇਂ ਦੇ ਨਾਲ ਉਸਦੀ ਕੀਮਤ ਵਧਦੀ ਹੋਈ ਮੰਨੀ ਜਾ ਸਕਦੀ ਹੈ।
Word by Word
निरुपकारःone who is of no help / without service rendered (useless, unhelpful)
निरुपकारः:
TypeNoun (Adjective used substantively)
Rootउपकार (उप√कृ)
Formप्रथमा-एकवचन, पुल्लिङ्ग; ‘निर्/निः’ (नञर्थक) + उपकारः
सीदेत्would decline / would sink / would deteriorate
सीदेत्:
TypeVerb
Root√सद् (सीदति)
Formविधिलिङ् (optative), परस्मैपद, प्रथम-पुरुष, एकवचन; धातु √सद् ‘सीद्’ (to sink, decline, be ruined)
मूल्यम्price; value
मूल्यम्:
TypeNoun
Rootमूल्य
Formप्रथमा/द्वितीया-एकवचन, नपुंसकलिङ्ग
चand
च:
TypeParticle
Rootच
Formसमुच्चय-अव्यय
अस्यof him/it; his/its
अस्य:
TypePronoun
Rootइदम्
Formषष्ठी-एकवचन (genitive singular)
वर्धेतwould increase / would rise
वर्धेत:
TypeVerb
Root√वृध् (वर्धते)
Formविधिलिङ् (optative), आत्मनेपद, प्रथम-पुरुष, एकवचन; √वृध् (to increase, grow)
Entities Mentioned
P
pledger (debtor)P
pledge-holder (creditor)FAQs
It creates a two-track rule: if the creditor enjoys benefits (usufruct), they cannot also claim depreciation/value increase; if they do not enjoy benefits, depreciation and value adjustments can be recognized.
Balancing incentives and preventing unjust enrichment while reflecting real risk/cost borne by the pledge-holder.