Kurma Purana — Purva Bhaga, Shloka 15
Prayāga-māhātmya and Ṛṇa-pramocana-tīrtha — Māgha-snāna, Austerities, and Release from Debts
एकरात्रोषितः स्नात्वा ऋणैस्तत्र प्रमुच्यते / सूर्यलोकमवाप्नोति अनृणश्च सदा भवेत्
ekarātroṣitaḥ snātvā ṛṇaistatra pramucyate / sūryalokamavāpnoti anṛṇaśca sadā bhavet
そこに一夜とどまり沐浴すれば、負債より解き放たれる。太陽の世界（スーリヤ・ローカ）に至り、その後は常に無負債の者となる。
Lord Kurma (Vishnu) instructing sages on tirtha-mahatmya
Primary Rasa: shanta
Secondary Rasa: adbhuta
FAQs
Indirectly: by presenting “debtlessness” (anṛṇatva) as a purified condition produced by dharmic observance, it points to the Atman’s intrinsic freedom—obscured by karmic obligations and clarified through purificatory acts.
The verse emphasizes preparatory discipline rather than a specific meditation: vrata-like restraint (staying a night), tirtha-sevā, and snāna as śuddhi (purification), which in Kurma Purana supports eligibility for higher practices such as Pāśupata-oriented devotion and contemplation.
By focusing on universally accepted dharmic purifications (tirtha and snāna) rather than sectarian markers, it aligns with the Kurma Purana’s synthetic approach where shared dharma and purity practices serve as the common ground for both Śaiva and Vaiṣṇava realization.