यो भृत्यात्मपीडाभ्यामुपचिनोत्यर्थं स कदर्यः ॥ कZ_०२.९.२३ ॥
yo bhṛtyātmapīḍābhyām upacinoty arthaṃ sa kadaryaḥ
部下を苦しめ、また自己を苦しめて(吝嗇に溜め込んで)財を蓄える者は、「カダリヤ」(kadarya)—害をもたらす吝嗇家—である。
A high-risk official profile: one who extracts wealth through workplace oppression and miserly hoarding—behaviors that correlate with concealment, underpayment, and misappropriation.
It signals pathological hoarding and extreme stinginess—traits that can drive concealment of funds and refusal to spend on mandated public or operational needs.