Nārāyaṇa-kavaca — The Armor of Lord Nārāyaṇa
श्रीविश्वरूप उवाच धौताङ्घ्रिपाणिराचम्य सपवित्र उदङ्मुख: । कृतस्वाङ्गकरन्यासो मन्त्राभ्यां वाग्यत: शुचि: ॥ ४ ॥ नारायणपरं वर्म सन्नह्येद् भय आगते । पादयोर्जानुनोरूर्वोरुदरे हृद्यथोरसि ॥ ५ ॥ मुखे शिरस्यानुपूर्व्यादोंङ्कारादीनि विन्यसेत् । ॐ नमो नारायणायेति विपर्ययमथापि वा ॥ ६ ॥
śrī-viśvarūpa uvāca dhautāṅghri-pāṇir ācamya sapavitra udaṅ-mukhaḥ kṛta-svāṅga-kara-nyāso mantrābhyāṁ vāg-yataḥ śuciḥ
Viśvarūpa said: If some form of fear arrives, one should first wash his hands and legs clean and then perform ācamana by chanting this mantra: om apavitraḥ pavitro vā sarvāvasthāṁ gato ’pi vā/ yaḥ smaret puṇḍarīkākṣaṁ sa bahyābhyantaraḥ śuciḥ/ śrī-viṣṇu śrī-viṣṇu śrī-viṣṇu. Then one should touch kuśa grass and sit gravely and silently, facing north. When completely purified, one should touch the mantra composed of eight syllables to the eight parts of his body and touch the mantra composed of twelve syllables to his hands. Thus, in the following manner, he should bind himself with the Nārāyaṇa coat of armor. First, while chanting the mantra composed of eight syllables [oṁ namo nārāyaṇāya], beginning with the praṇava, the syllable om, one should touch his hands to eight parts of his body, starting with the two feet and progressing systematically to the knees, thighs, abdomen, heart, chest, mouth and head. Then one should chant the mantra in reverse, beginning from the last syllable [ya], while touching the parts of his body in the reverse order. These two processes are known as utpatti-nyāsa and saṁhāra-nyāsa respectively.
In this verse, the Bhagavatam describes a method of protective devotion using mantra-nyāsa—placing the syllables of “Oṁ namo nārāyaṇāya” on the mouth and head in proper sequence (or even in reverse), establishing remembrance of Nārāyaṇa as a spiritual shield.
Viśvarūpa teaches Indra a protective armor (kavacha) rooted in surrender to Nārāyaṇa; the mantra-nyāsa focuses the practitioner’s mind and senses on the Lord, invoking divine protection during danger.
Chant “Oṁ namo nārāyaṇāya” with attention, and mentally place the mantra on the head and mouth—offering your thoughts and speech to the Lord—especially before stressful tasks, travel, or moments of fear.