Adhyaya 34 — Madālāsā’s Instruction on Sadācāra (Householder Conduct, Purity, and Daily Rites)
न चातिव्ययशीलैश्च न लुब्धैर्नापि वैरिभिः ।
न बन्धकीभिर्न न्यूनैर्बन्धकीपतिभिस्तथा ॥
na cātivyayaśīlaiś ca na lubdhair nāpi vairibhiḥ |
na bandhakībhir na nyūnair bandhakīpatibhis tathā ||
不应与挥霍无度者相交,不与贪婪者相交,不与仇敌相交;亦不与娼伎相交,不与卑下之人相交,同样也不与娼伎之夫或其看护者相交。
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Character is shaped by company. The verse warns that association with the extravagant, greedy, hostile, or socially/morally compromising circles leads to financial ruin, conflict, and loss of reputation—key dangers for a householder maintaining stability and dharma.
This is not a pancalakṣaṇa item (sarga/pratisarga/vaṃśa/manvantara/vaṃśānucarita). It belongs to dharma-śikṣā (normative instruction) embedded within the Purāṇic discourse.
On an inner level, ‘enemy’ and ‘greed’ also indicate hostile mental tendencies. Avoiding such ‘company’ symbolizes guarding the mind from saṃskāras that dissipate one’s inner wealth (tejas) through excess, craving, and conflict.