बहुगुणहीनमार्तकृतं वाविषह्यम् ॥ कZ_०३.१५.०४ ॥
bahuguṇahīnamārtakṛtaṃ vāviṣahyam
Ang (biglaang) matinding pagkawala ng maraming mahahalagang katangian/yaman, o pagdurusang dulot ng karamdaman—ay itinuturing na isang hindi malalabanang kalagayan (aviṣahya).
Upanipāta lists external disruptive events (state action, theft, fire, flood), while aviṣahya covers overpowering incapacity/hardship (loss of essential means or illness).