Gṛhastha Livelihood, Āpad-dharma, and Sacrificial Stewardship of Wealth
कृषेरभावाद् वाणिज्यं तदभावात् कुसीदकम् / आपत्कल्पो ह्यं ज्ञेयः पूर्वोक्तो मुख्य इष्यते
kṛṣerabhāvād vāṇijyaṃ tadabhāvāt kusīdakam / āpatkalpo hyaṃ jñeyaḥ pūrvokto mukhya iṣyate
เมื่อทำเกษตรไม่ได้ พึงทำการค้า; หากการค้าก็ทำไม่ได้ จึงอาจอาศัยการให้กู้ดอกเบี้ยได้. ข้อนี้พึงรู้ว่าเป็นธรรมะยามคับขัน (อาปัทธรรมะ); ส่วนหน้าที่หลักที่กล่าวไว้ก่อนนั้นยังถือเป็นประธาน.
Traditional dharma-instruction passage (narrative voice within the Kurma Purana; commonly framed as teaching delivered in the Kurma Purana’s didactic dialogue tradition)
Primary Rasa: shanta
Secondary Rasa: karuna
It does not directly define Ātman; instead, it frames dharma pragmatically—showing that right conduct includes situational duties (āpad-dharma) while still affirming that the “primary” dharma previously taught remains the standard.
No specific yogic technique is taught in this verse; its contribution is ethical discipline—maintaining dharmic order in crisis, which the Kurma Purana treats as supportive groundwork for higher sādhanā such as Pāśupata-oriented devotion and yogic restraint.
It does not mention Shiva–Vishnu explicitly; it reflects the Purana’s integrative spirit by emphasizing dharma as a shared foundation for all theistic paths, including Shaiva-Vaishnava synthesis found elsewhere in the Kurma Purana.