ददद्विजातये मुक्तो जायते स ऋणत्रयात्
dadadvijātaye mukto jāyate sa ṛṇatrayāt
இருமுறை பிறந்தவர்க்கு (த்விஜர்க்கு) தானம் செய்பவன் மூவகை கடனிலிருந்து விடுபடுகிறான்; அவற்றின் பந்தத்திலிருந்து விடுதலையுடன் பிறக்கிறான்.
Brahmā (deduced from immediate continuation into Brahmā–Nārada dialogue context)
Tirtha: Hāṭakeśvara-kṣetra
Type: kshetra
Listener: Nārada
Scene: A donor respectfully offers charity to a learned twice-born; behind them are symbolic representations of the three debts—devas (fire altar), ṛṣis (manuscripts), pitṛs (ancestral offerings)—being dissolved.
Charity offered to the worthy purifies karmic obligations and helps one transcend the classical threefold debts of dharmic life.
The wider adhyāya belongs to the Hāṭakeśvara-kṣetra māhātmya in Nāgara Khaṇḍa, though this verse itself states a general dāna principle.
Dāna (charity) directed to a dvija, framed as a means of release from ṛṇa-traya.
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