बहुगुणहीनमार्तकृतं वाविषह्यम् ॥ कZ_०३.१५.०४ ॥
bahuguṇahīnamārtakṛtaṃ vāviṣahyam
ଅନେକ ଆବଶ୍ୟକ ଗୁଣ/ସମ୍ପଦର (ହଠାତ୍) ଗୁରୁତର ହାନି, କିମ୍ବା ରୋଗଜନିତ କଷ୍ଟ—ଅବିଷହ୍ୟ (ଅପ୍ରତିରୋଧ୍ୟ) ପରିସ୍ଥିତି ଭାବେ ଗଣାଯାଏ।
Upanipāta lists external disruptive events (state action, theft, fire, flood), while aviṣahya covers overpowering incapacity/hardship (loss of essential means or illness).