ततः स ऋणनिर्मुक्तो बभूव गतकल्मषः । तदाश्चर्यं महद्दृष्ट्वा मुनीन्सानन्दमब्रवीत्
tataḥ sa ṛṇanirmukto babhūva gatakalmaṣaḥ | tadāścaryaṃ mahaddṛṣṭvā munīnsānandamabravīt
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Narrator (contextual; within Agastya’s narration in this adhyāya)
Tirtha: Ṛṇamocana-tīrtha
Type: ghat
Listener: Munis (sages) within the narrated episode; and the primary listener in the frame
Scene: After emerging from the Sarayū, Lomaśa appears radiant and unburdened; a subtle aura surrounds him as sages look on in amazement, sensing the lifting of unseen bonds.
A sacred act at a tirtha can swiftly remove both moral impurity (kalmaṣa) and the burden of indebtedness, inspiring faith and gratitude.
The context is the Ṛṇamocana Tīrtha of Ayodhyā (detailed in the following verses).
This verse highlights the result (freedom from debt and sin); the explicit prescriptions (snāna and dāna) appear shortly after.