शक्तस्य पंडितस्यापि गुणिनो दानशीलिनः । गंगास्नानविहीनस्य हरे जन्म निरर्थकम्
śaktasya paṃḍitasyāpi guṇino dānaśīlinaḥ | gaṃgāsnānavihīnasya hare janma nirarthakam
Wahai Hari, sekalipun seseorang itu berkemampuan, alim, berakhlak mulia dan gemar bersedekah, namun jika tanpa mandi suci di Gaṅgā, maka kelahiran manusianya menjadi sia-sia menurut pertimbangan sakral ini.
Skanda (deduced: Kāśīkhaṇḍa commonly Skanda → Agastya)
Tirtha: Gaṅgā-snān (Kāśī stretch implied)
Type: ghat
Listener: Kāśī-focused audience within the chapter’s discourse
Scene: A didactic scene: a learned, charitable householder stands at the Gaṅgā’s edge, realizing the need for snāna; a compassionate divine presence (Hari invoked) witnesses; the river appears as the completing sacrament of life.
In tīrtha-māhātmya logic, Gaṅgā-snāna is a decisive purifier that crowns other virtues with salvific efficacy.
Gaṅgā as the preeminent bathing-tīrtha, implicitly in the Kāśī region celebrated in the Kāśīkhaṇḍa.
Gaṅgā-snāna (ritual bathing in the Gaṅgā) is directly praised as essential.