विनैवार्थार्जनोपायं धर्मादर्थो भवेद्ध्रुवम् । अतोऽर्थचिंतामुत्सृज्य धर्ममेकं समाश्रयेत्
vinaivārthārjanopāyaṃ dharmādartho bhaveddhruvam | ato'rthaciṃtāmutsṛjya dharmamekaṃ samāśrayet
Walau tanpa cara biasa untuk menghimpun harta, kemakmuran pasti datang daripada Dharma. Maka tinggalkan kegelisahan tentang keuntungan, dan berlindunglah pada Dharma semata-mata.
Skanda (deduced; Kāśī-khaṇḍa commonly Skanda speaking to Agastya)
Tirtha: Kāśī (Avimukta)
Type: kshetra
Listener: null
Scene: A teacher-sage on a Kāśī ghat gestures gently as a worried householder loosens his grip on a money pouch; behind them, pilgrims proceed calmly toward a Śiva shrine—symbolizing artha-anxiety dissolving into dharma-refuge.
Prioritize Dharma; worldly prosperity follows naturally, so abandon restless worry about wealth.
Implicitly Kāśī/Avimukta through the chapter’s Kāśī-māhātmya setting.
No specific ritual; it is an ethical prescription: take refuge in Dharma and relinquish artha-anxiety.