नमः कमलहस्ताय कमलावल्लभाय ते । नमो मत्स्यादिरूपाय नमः कौस्तुभवक्षसे
namaḥ kamalahastāya kamalāvallabhāya te | namo matsyādirūpāya namaḥ kaustubhavakṣase
कमलहस्त तुला नमस्कार; कमला (लक्ष्मी) वल्लभास नमस्कार। मत्स्यादि रूप धारण करणाऱ्यास नमस्कार; कौस्तुभमणि-शोभित वक्षस्थलास नमस्कार।
Skanda (deduced: Kāśīkhaṇḍa commonly Skanda → Agastya)
Tirtha: Kāśī
Type: kshetra
Scene: Viṣṇu stands on a lotus, hands holding lotuses, Kaustubha jewel blazing on his chest; around him appear subtle vignettes of Matsya and other avatāras like a halo of stories; Lakṣmī nearby as Kamalā.
The one Lord manifests many avatāras for protection; devotion recognizes His signs and attributes.
Kāśī is the overarching pilgrimage frame, though this verse itself is primarily theological praise.
No explicit rite; it supports stotra-recitation as devotional practice.