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निरुपकारः सीदेत्मूल्यं चास्य वर्धेत ॥ कZ_०३.१२.१० ॥
nirupakāraḥ sīdet mūlyaṃ cāsya vardheta
अगर किसी चीज़ पर कब्ज़ा करने वाले को उससे कोई फायदा नहीं मिलता, तो उसकी कीमत घटने लगती है। और जैसे-जैसे वक़्त गुज़रता है, उसकी वैल्यू बढ़नी मानी जाती है।
It creates a two-track rule: if the creditor enjoys benefits (usufruct), they cannot also claim depreciation/value increase; if they do not enjoy benefits, depreciation and value adjustments can be recognized.
Balancing incentives and preventing unjust enrichment while reflecting real risk/cost borne by the pledge-holder.
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