यो यद् यदुत्पद्यते तत्तद्भक्षयति स तादात्विकः ॥ कZ_०२.९.२२ ॥
yo yad yad utpadyate tattad bhakṣayati sa tādātvikaḥ
Quien consume todo lo que se produce en cuanto surge (es decir, se queda con los ingresos corrientes) es un «apropiador inmediato» (tādātvika).
The mūlahara attacks the principal/base assets; the tādātvika repeatedly skims ongoing production/receipts.
Frequent reconciliation, surprise checks, segregation of duties, and rapid deposit rules to reduce opportunities for daily skimming.