कलिस्वरूप-वर्णनम् एवं कालमान-प्रस्तावना
अभ्यर्थितो ऽपि सुहृदा स्वार्थहानिं न मानवः पणार्धार्धार्धमात्रे ऽपि करिष्यति तदा द्विज
abhyarthito 'pi suhṛdā svārthahāniṃ na mānavaḥ paṇārdhārdhārdhamātre 'pi kariṣyati tadā dvija
In that time, O brāhmaṇa, even when entreated by a well-wishing friend, a man will not accept the least loss to his own advantage—he will not yield even by a fraction of a coin.
Sage Parāśara (addressing Maitreya; vocative 'dvija')
Speaker: Parasara
Topic: How selfishness and refusal of sacrifice/compromise mark Kali-yuga behavior
Teaching: Ethical
Quality: compassionate
Concept: Kali-yuga selfishness makes people unwilling to incur even the smallest personal loss, even for a friend’s good.
Vedantic Theme: Dharma
Application: Deliberately practice small sacrifices—time, money, comfort—for others; strengthen saṅga with sādhus to counter habitual self-interest.
Vishishtadvaita: Service (kainkarya) is central: the jīva’s nature is to serve Bhagavān and His devotees; refusing even minor loss contradicts śeṣatva and blocks bhakti’s growth.
This verse presents greed as so dominant in Kali Yuga that a person refuses even the smallest personal loss, showing how dharma and generosity collapse into rigid self-interest.
He frames decline through everyday behavior: even sincere requests from a well-wisher fail, because people measure every action by personal profit, indicating the erosion of trust and moral duty.
Though Vishnu is not named in this line, the teaching belongs to Vishnu Purana’s yuga-cycle worldview: society’s moral order rises and falls under cosmic law, ultimately governed and restored through Vishnu’s supreme sovereignty.