Sutra 3

Devanagari script

राजन्ययोगक्षेमावहे तु धनिकधारणिकयोश्चरित्रमवेक्षेत ॥ कZ_०३.११.०३ ॥

Transliteration

rājanyayogakṣemāvahe tu dhanikadhāraṇikayoś caritram avekṣeta

Translation

But in matters that bear upon the king’s security and stability, he shall examine the conduct/record of financiers and deposit-holders/treasurers.

Word by Word

• राजन्ययोगक्षेमावहे: those who bring about the acquisition and security (welfare) of the realm/royal class
• Type: Noun (compound used adjectivally)
• Root: राजन्य + योग + क्षेम + आवह
• Form: प्रथमा-बहुवचनम् (विशेषणम्); नपुंसकलिङ्गे बहुव्रीहिवत् प्रयोगः—‘राजन्यस्य योगक्षेमम् आवहन्ति’ इति; समासः: (राजन्य-योगक्षेम)-आवह

• तु: but / however
• Type: Particle
• Root: तु
• Form: निपातः; विरोध/विशेषार्थे

• धनिकधारणिकयोः: of the creditor and the debtor
• Type: Noun (dual compound in genitive)
• Root: धनिक + धारणिक
• Form: षष्ठी-द्विवचनम्; समासः: धनिक-धारणिक (द्वन्द्व)

• च: and
• Type: Conjunction
• Root: च
• Form: समुच्चयार्थकः निपातः

• चरित्रम्: conduct; past behavior/record
• Type: Noun
• Root: चर् (चरति) → चरित्र
• Form: द्वितीया-एकवचनम्; नपुंसकलिङ्गम्; कर्मपदम्

• अवेक्षेत: should examine / should look into
• Type: Verb
• Root: अव + ईक्ष्
• Form: विधिलिङ् (optative), परस्मैपदम्, प्रथमपुरुषः, एकवचनम्; लोट्/विध्यर्थः—‘should examine’

Entities Mentioned

• king/state
• financiers (dhanika)
• custodians/deposit-holders (dhāraṇika)

More Details

FAQs

Why would financiers be linked to state security (yogakṣema)?

Control of liquidity and credit can enable conspiracies, flight of capital, or funding of rivals; scrutiny reduces systemic political risk.

What modern governance analogue fits this sutra?

Fit-and-proper checks, AML/CTF-style monitoring, and background vetting of systemically important financial actors.