बहुगुणहीनमार्तकृतं वाविषह्यम् ॥ कZ_०३.१५.०४ ॥
bahuguṇahīnamārtakṛtaṃ vāviṣahyam
(突发的)多项关键素质/资源的严重丧失,或因疾病造成的痛苦——均视为不可抗拒的情形(aviṣahya)。
Upanipāta lists external disruptive events (state action, theft, fire, flood), while aviṣahya covers overpowering incapacity/hardship (loss of essential means or illness).