ऋणत्रयमसंशोध्य त्वनुत्पाद्य सुतानपि । तथा यज्ञाननिष्ट्वा च मोक्षमिच्छन्व्रजत्यधः
ṛṇatrayamasaṃśodhya tvanutpādya sutānapi | tathā yajñānaniṣṭvā ca mokṣamicchanvrajatyadhaḥ
Nhưng nếu không thanh toán ba món nợ—không sinh con trai và không cử hành các yajña—mà lại cầu mokṣa, thì người ấy rơi xuống đường thấp (thất bại trên đạo lộ).
Skanda (deduced: Kāśīkhaṇḍa commonly Skanda → Agastya)
Scene: A would-be renunciant turns away from household duties; shadowy imagery of descent contrasts with a luminous path available to one who has fulfilled debts—sages, devas, and pitṛs appear as witnesses, indicating unmet obligations.
Liberation is not a bypass of dharma; one must mature through duties—learning, lineage, and worship—before claiming renunciation.
Kāśī’s mokṣa-vision is the backdrop, but the verse stresses universal dharma-preconditions rather than a named tīrtha.
Repayment of the three debts through study/tradition, progeny (pitṛ duty), and yajña (deva duty) before pursuing mokṣa.