Āśrama-dharma: Duties of the Four Life-Stages (आश्रमधर्मः)
संचयांश्व न कुर्वीत जातु शूद्र: कथंचन । पापीयान् हि धनं लब्ध्वा वशे कुर्याद गरीयस:,शूद्रको कभी किसी प्रकार भी धनका संग्रह नहीं करना चाहिये; क्योंकि धन पाकर वह महान् पापमें प्रवृत्त हो जाता है और अपनेसे श्रेष्ठठटम पुरुषोंको भी अपने अधीन रखने लगता है
sañcayānś ca na kurvīta jātu śūdraḥ kathaṃcana | pāpīyān hi dhanaṃ labdhvā vaśe kuryād garīyasaḥ ||
Bhīṣma nói: “Một Śūdra chớ bao giờ, dưới bất cứ hình thức nào, tích trữ của cải; vì khi có giàu sang, người ấy bị cho là dễ nghiêng về điều ác và muốn đặt cả những kẻ cao hơn mình dưới quyền mình.”
भीष्म उवाच
The verse asserts a normative social-ethical claim: wealth and hoarding are portrayed as morally dangerous for a Śūdra, leading to increased wrongdoing and attempts to dominate social superiors; it thus frames restraint in accumulation as a safeguard for dharma and social hierarchy.
In Śānti Parva, Bhīṣma instructs Yudhiṣṭhira on dharma after the war. Here he gives a prescriptive rule within a broader discourse on varṇa-based duties and conduct, warning about the disruptive and corrupting potential of wealth when pursued outside the expected social role.