Uttaraloka
Northern Higher World), Dharma–Adharma Viveka, and Adhyatma-Prashna (Prelude
इह श्रमो भयं मोहः क्षुधा तीव्रा च जायते । लोभश्चार्थकृतो तॄणां येन मुह्यंत्यपंडिताः ॥ १० ॥
iha śramo bhayaṃ mohaḥ kṣudhā tīvrā ca jāyate | lobhaścārthakṛto tṝṇāṃ yena muhyaṃtyapaṃḍitāḥ || 10 ||
ในชีวิตโลกีย์นี้ ย่อมเกิดความเหน็ดเหนื่อย ความกลัว ความหลง และความหิวอันรุนแรง; อีกทั้งความโลภที่เกิดจากการแสวงหาทรัพย์ ซึ่งทำให้ผู้ไม่รู้หลงงง.
Sanatkumara (teaching Narada in the Moksha-Dharma dialogue)
Vrata: none
Primary Rasa: shanta
Secondary Rasa: bhayanaka
It diagnoses samsaric life as a cycle of strain, fear, delusion, and craving, showing that wealth-driven greed clouds discrimination; recognizing this is the first step toward vairagya (dispassion) and moksha.
By exposing how artha-centered living generates moha and bhaya, the verse implies the bhakti remedy: shifting the mind from gain to God (especially Vishnu), so the heart becomes steady and less vulnerable to greed and confusion.
The practical takeaway is ethical self-discipline (a dharmic application rather than a technical Vedanga): cultivating discernment (viveka) to identify lobha as a cause of mental delusion and to restrain sense-driven impulses.