Post-cremation Ripening of Karma and the Principal Narakas
लोभजालपरिच्छिन्नं मोहवस्त्रेण वेष्टितम् / सुबद्धं मायया चैतल्लोभेनाधिष्ठितं पुरम्
lobhajālaparicchinnaṃ mohavastreṇa veṣṭitam / subaddhaṃ māyayā caitallobhenādhiṣṭhitaṃ puram
இந்த ‘நகரம்’ லோபத்தின் வலையால் சூழப்பட்டு, மோஹத்தின் ஆடையால் போர்த்தப்பட்டு; மாயையால் இறுக்கமாக கட்டப்பட்டு—லோபமே இதன் அதிஷ்டாதா (ஆளுநன்) ஆகின்றான்.
Lord Vishnu (in dialogue instructing Garuda)
Concept: Lobha and moha, empowered by māyā, bind the embodied being; liberation requires cutting the net of greed and removing the veil of delusion.
Vedantic Theme: Māyā-āvaraṇa (veiling) and vikṣepa (projection) sustained by desire/greed; need for viveka-vairāgya to transcend the ‘pura’.
Application: Practice dāna (generosity) as antidote to lobha, cultivate satya and simplicity, and engage in self-inquiry to expose moha; reduce possessiveness through intentional minimalism.
Primary Rasa: bhayanaka
Secondary Rasa: bibhatsa
Related Themes: Garuda Purana: ‘pura’ (city) metaphor continued; lists of inner enemies and their karmic consequences
This verse treats lobha as a ruling force that traps the being—greed becomes the ‘governor’ of embodied life, creating karmic bondage that affects the post-death journey.
By describing embodiment as a city bound by māyā and covered by delusion, it implies that unresolved greed and attachment shape the subtle body’s tendencies, influencing suffering and outcomes in Yama’s post-death order.
Reduce greed-driven actions (over-acquisition, exploitation) and cultivate clarity (discrimination, charity, restraint); this weakens the ‘net’ that binds karma and supports a dharmic life.