हेममणिचित्रा रत्नावली ॥ कZ_०२.११.२३ ॥
hemamaṇicitrā ratnāvalī
ସୁନା ଓ ମଣିରେ ବିଚିତ୍ର ଭାବେ ସଜାଯାଇଥିବା ହାର/ମାଳାକୁ ‘ରତ୍ନାବଳୀ’ କୁହାଯାଏ।
Because valuation, duty, and audit depend on material composition; explicit definitions support consistent assessment.
A composite/variegated build, which typically requires more detailed inspection and accounting of inputs.