चिरकारि-उपाख्यानम् / The Exemplum of Cirakārī: Deliberation Before Irreversible Action
अतिरिक्तैः संविभजेद् भोगैरन्यानकिंचनान् । एतस्मात् कारणादू धात्रा कुसीदं सम्प्रवर्तितम्
atiriktaiḥ saṃvibhajed bhogair anyān akiñcanān | etasmāt kāraṇād ū dhātrā kusīdaṃ sampravartitam ||
Bhīṣma berkata: “Dengan kenikmatan dan sumber yang berlebihan, hendaklah seseorang berkongsi dengan orang lain yang tidak memiliki apa-apa. Atas sebab inilah, wahai raja, Sang Pencipta menggerakkan amalan pinjaman dengan faedah—agar harta beredar dan yang memerlukan mendapat sokongan, bukan dibiarkan papa.”
भीष्म उवाच
Surplus wealth and comforts should be shared with the destitute; economic practices like interest-bearing loans are framed as instruments meant to keep wealth circulating and to prevent the needy from being abandoned.
In Śānti Parva’s instruction on dharma and right conduct, Bhīṣma teaches the king about ethical use of wealth, urging redistribution of excess and explaining the social rationale behind the institution of kusīda (interest-bearing lending).