हेममणिचित्रा रत्नावली ॥ कZ_०२.११.२३ ॥
hemamaṇicitrā ratnāvalī
सोने व मण्यांनी नक्षीदार/विविधरंगी केलेली हारमाळा ‘रत्नावली’ म्हणतात।
Because valuation, duty, and audit depend on material composition; explicit definitions support consistent assessment.
A composite/variegated build, which typically requires more detailed inspection and accounting of inputs.