विपत्तौ श्रेणी निक्षेपं भजेत ॥ कZ_०४.१.०३ ॥
vipattau śreṇī nikṣepaṃ bhajeta
នៅពេលមានវិបត្តិ សមាគម (guild) ត្រូវទទួលបន្ទុក/ចែករំលែកការទទួលខុសត្រូវចំពោះការដាក់បញ្ញើ។
Collective liability: the guild acts as insurer-of-last-resort for member-custodians during crises.
Members monitor each other’s solvency and conduct, because one member’s failure imposes costs on the collective.