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Shloka 23

चिरकारि-उपाख्यानम् / The Exemplum of Cirakārī: Deliberation Before Irreversible Action

अतिरिक्तैः संविभजेद्‌ भोगैरन्यानकिंचनान्‌ । एतस्मात्‌ कारणादू धात्रा कुसीदं सम्प्रवर्तितम्‌

atiriktaiḥ saṃvibhajed bhogair anyān akiñcanān | etasmāt kāraṇād ū dhātrā kusīdaṃ sampravartitam ||

ビーシュマは言った。「己に余る享楽と資財をもって、何も持たぬ者に分かち与えるべきである。このゆえにこそ、王よ、創造主は利息を伴う貸借の慣行を世に起こした—財が巡り、困窮する者が扶けられ、見捨てられぬためである。」

अतिरिक्तैःwith surplus (things)
अतिरिक्तैः:
Karana
TypeAdjective
Rootअतिरिक्त
FormMasculine/Neuter, Instrumental, Plural
संविभजेत्should distribute/share
संविभजेत्:
Karta
TypeVerb
Rootसम् + विभज्
FormOptative (Vidhi-lin), 3rd, Singular, Parasmaipada
भोगैःwith enjoyments/possessions
भोगैः:
Karana
TypeNoun
Rootभोग
FormMasculine, Instrumental, Plural
अन्यान्others
अन्यान्:
Karma
TypePronoun/Adjective
Rootअन्य
FormMasculine, Accusative, Plural
अकिञ्चनान्destitute (having nothing)
अकिञ्चनान्:
Karma
TypeAdjective
Rootअकिञ्चन
FormMasculine, Accusative, Plural
एतस्मात्from this
एतस्मात्:
Apadana
TypePronoun
Rootएतद्
FormMasculine/Neuter, Ablative, Singular
कारणात्cause/reason
कारणात्:
Apadana
TypeNoun
Rootकारण
FormNeuter, Ablative, Singular
indeed/also (emphatic particle)
:
TypeIndeclinable
Root
धात्राby the Creator/Ordainer
धात्रा:
Karana
TypeNoun
Rootधातृ
FormMasculine, Instrumental, Singular
कुसीदम्usury/interest (lending at interest)
कुसीदम्:
Karma
TypeNoun
Rootकुसीद
FormNeuter, Accusative, Singular
सम्प्रवर्तितम्set in motion/established
सम्प्रवर्तितम्:
TypeVerb
Rootसम् + प्रवृत्
Formक्त (past passive participle), Neuter, Nominative/Accusative, Singular, Passive (PPP sense)

भीष्म उवाच

B
Bhīṣma
D
Dhātṛ (the Creator)

Educational Q&A

Surplus wealth and comforts should be shared with the destitute; economic practices like interest-bearing loans are framed as instruments meant to keep wealth circulating and to prevent the needy from being abandoned.

In Śānti Parva’s instruction on dharma and right conduct, Bhīṣma teaches the king about ethical use of wealth, urging redistribution of excess and explaining the social rationale behind the institution of kusīda (interest-bearing lending).