Shloka 18
Vipulopākhyāna—Ruci-rakṣā and Śakra’s Māyā (विपुलोपाख्यानम्—रुचिरक्षणं शक्रमाया च)
विशुद्धेन सुविनीतेन कर्मणा । एवं गृहस्थ: कर्माणि कुर्वन् धर्मान्न हीयते
bhīṣma uvāca | viśuddhena suvinītena karmaṇā | evaṃ gṛhasthaḥ karmāṇi kurvan dharmān na hīyate | yo yajña-yāgādibhiḥ kṛtvā devatā-ṛṇāt, vedānāṃ svādhyāyena ṛṣi-ṛṇāt, śreṣṭha-putrasya utpādanena tathā śrāddhena pitṛ-ṛṇāt, dānena brāhmaṇa-ṛṇāt, ātithya-satkāreṇa atithi-ṛṇāt ca mucyate; tathā kramaśaḥ viśuddha-vinaya-yukta-prayatnena śāstroktān karmāṇām anuṣṭhānaṃ karoti—sa gṛhasthaḥ kadācit dharmāt na bhraśyati |
ビーシュマは言った。「清浄にして節度ある行いによって、家住者（グリハスタ）がその務めを果たすなら、ダルマから落ちることはない。順序に従い、彼は負債を解く—祭祀と礼拝によって神々への負債を、ヴェーダの学習（スヴァーディヤーヤ）によって聖仙への負債を、ふさわしい子をもうけ祖霊供養（シュラーダ）を捧げて祖先への負債を、布施によってバラモンへの負債を、客人を敬いもてなして客への負債を。経典（シャーストラ）の命ずる行いを、いよいよ増す清浄と謙虚をもって修するなら、その家住者は決して正義の道を踏み外さぬ。」
भीष्म उवाच
Educational Q&A
A householder remains established in dharma by performing scripturally prescribed duties with purity and humility, thereby repaying the key obligations (ṛṇas) to gods, seers, ancestors, Brahmins, and guests through sacrifice, study, progeny and śrāddha, charity, and hospitality.
In Bhishma’s instruction on conduct (Anuśāsana), he explains to the listener the ethical-religious framework of gṛhastha life: disciplined performance of rites and social duties frees one from various obligations and prevents moral decline.