नमः कमलहस्ताय कमलावल्लभाय ते । नमो मत्स्यादिरूपाय नमः कौस्तुभवक्षसे
namaḥ kamalahastāya kamalāvallabhāya te | namo matsyādirūpāya namaḥ kaustubhavakṣase
કમલહસ્ત તમને નમસ્કાર; કમલા (લક્ષ્મી)ના વલ્લભને નમસ્કાર. મત્સ્યાદિ રૂપ ધારણ કરનારને નમસ્કાર; કૌસ્તુભમણિથી શોભિત વક્ષસ્થલવાળાને નમસ્કાર.
Skanda (deduced: Kāśīkhaṇḍa commonly Skanda → Agastya)
Tirtha: Kāśī
Type: kshetra
Scene: Viṣṇu stands on a lotus, hands holding lotuses, Kaustubha jewel blazing on his chest; around him appear subtle vignettes of Matsya and other avatāras like a halo of stories; Lakṣmī nearby as Kamalā.
The one Lord manifests many avatāras for protection; devotion recognizes His signs and attributes.
Kāśī is the overarching pilgrimage frame, though this verse itself is primarily theological praise.
No explicit rite; it supports stotra-recitation as devotional practice.