अर्थ्यप्रतीकाराः कारुशासितारः संनिक्षेप्तारः स्ववित्तकारवः श्रेणीप्रमाणा निक्षेपं गृह्णीयुः ॥ कZ_०४.१.०२ ॥
arthyapratīkārāḥ kāruśāsitāraḥ saṃnikṣeptāraḥ svavittakāravaḥ śreṇīpramāṇā nikṣepaṃ gṛhṇīyuḥ
Ceux qui peuvent assurer restitution/indemnisation (arthyapratīkārāḥ), les superviseurs d’artisans (kāruśāsitāraḥ), les dépositaires autorisés (saṃnikṣeptāraḥ) et les artisans solvables opérant sur leurs propres fonds (svavittakāravaḥ)—le corps de métier/guilde servant de témoin/norme (śreṇīpramāṇā)—peuvent recevoir des dépôts (nikṣepa).
The guild provides verification and collective monitoring, lowering information asymmetry and enabling enforcement when individual custodians default.
Authorized, supervised, and solvent actors—because deposits require fiduciary reliability and a traceable accountability chain.