सम्पीडयति य: कालो वृद्धि वार्धुषिको यथा । जैसे ऋण देनेवाला पुरुष व्याजका हिसाब जोड़कर ऋण लेनेवालोंको तंग करता है, उसी प्रकार वह काल दिन, रात, मास, क्षण, काष्ठा, लव और कला तकका हिसाब लगाकर प्राणियोंको पीड़ा देता रहता है
sampīḍayati yaḥ kālo vṛddhi-vārdhuṣiko yathā |
Bhīṣma says: Time oppresses living beings, just as a moneylender who calculates interest and compounded increase harasses the borrower. In the same way, Time keeps a relentless account—of day and night, months, instants and ever-smaller measures—pressing creatures with unceasing burden and distress.
भीष्म उवाच
Time is inexorable and continually diminishes life; like a lender adding interest, it keeps adding up moments and thereby burdens beings. The teaching encourages vigilance, detachment, and ethical discipline in the face of inevitable decay.
In Bhīṣma’s instruction during the Śānti Parva, he uses a social analogy familiar to listeners—an interest-taking moneylender—to explain how Kāla relentlessly ‘accounts’ for time-units and thereby afflicts all creatures.