लोभप्रमादविश्वासैः पुरुषो नश्यति त्रिभिः / तस्माल्लोभो न कर्तव्यः प्रमादो नोन विश्वसेत्
lobhapramādaviśvāsaiḥ puruṣo naśyati tribhiḥ / tasmāllobho na kartavyaḥ pramādo nona viśvaset
A person is ruined by three—greed, heedlessness, and misplaced trust. Therefore do not indulge in greed, do not be careless, and do not trust blindly.
Lord Vishnu (in instruction to Garuda/Vinata-putra)
Concept: Three ruinous causes—lobha (greed), pramāda (carelessness), and andha-viśvāsa (blind trust)—must be restrained through viveka.
Vedantic Theme: Adhyāsa/avidyā-driven impulses obscure buddhi; cultivating sattva and viveka protects dharma and supports eventual mokṣa.
Application: Set boundaries for desire (budgeting/ethical earning), reduce pramāda (checklists, sobriety, attention), and practice calibrated trust (verify claims, due diligence).
Primary Rasa: shanta
Secondary Rasa: bhayanaka
Related Themes: Garuda Purana (nīti/dharma sections): recurring warnings on lobha, pramāda, and asat-saṅga; counsel on satya, ahiṃsā, and viveka (general thematic parallels)
This verse states that greed is a primary cause of ruin; restraining lobha protects one’s dharma and prevents actions that lead to suffering.
By warning against greed and negligence, it points to the moral causes that create harmful karma—karma that later ripens as suffering in post-death states described elsewhere in the text.
Practice restraint in desires, avoid careless decisions, and apply discernment before trusting people or promises—these three reduce avoidable harm and ethical lapses.