हेममणिचित्रा रत्नावली ॥ कZ_०२.११.२३ ॥
hemamaṇicitrā ratnāvalī
A “ratnāvalī” is a necklace/garland variegated with gold and gems.
Because valuation, duty, and audit depend on material composition; explicit definitions support consistent assessment.
A composite/variegated build, which typically requires more detailed inspection and accounting of inputs.