हेममणिचित्रा रत्नावली ॥ कZ_०२.११.२३ ॥
hemamaṇicitrā ratnāvalī
সোণ আৰু মণিৰে বিচিত্ৰভাৱে সজোৱা হাৰ/মালাক ‘ৰত্নাৱলী’ বুলি কোৱা হয়।
Because valuation, duty, and audit depend on material composition; explicit definitions support consistent assessment.
A composite/variegated build, which typically requires more detailed inspection and accounting of inputs.