Preta-mārga Supports (Dāna), Chitragupta’s Accounting, and the Enumeration of Narakas
वाचैव यत्कृतं कर्म कृतं चैव तु कायिकम् / मानसं च तथा कर्म कृतं भुङ्क्ते शुभाशुभम्
vācaiva yatkṛtaṃ karma kṛtaṃ caiva tu kāyikam / mānasaṃ ca tathā karma kṛtaṃ bhuṅkte śubhāśubham
వాక్కుతో చేసిన కర్మ, శరీరంతో చేసిన కర్మ, అలాగే మనస్సుతో చేసిన కర్మ—వాటి ఫలితాన్ని జీవుడు తప్పక అనుభవించాలి; అది శుభమైనా అశుభమైనా।
Lord Vishnu (in instruction to Garuda/Vinatā-putra)
Afterlife Stage: Yamaloka Journey
Concept: Karma is threefold—vācika, kāyika, mānasa—and its fruits (śubha/aśubha) must be experienced.
Vedantic Theme: Karma-bandha through mind-speech-body; saṃskāra formation and the continuity of agency (kartṛtva) until knowledge/bhakti dissolves bondage.
Application: Practice tri-karaṇa-śuddhi: align thought, speech, and action; monitor inner intentions, not only outward behavior.
Primary Rasa: shanta
Secondary Rasa: bhayanaka
Related Themes: Garuda Purana Pretakalpa: repeated triad of mental/verbal/physical sins and corresponding punishments/merits
This verse states that karma is threefold—verbal, physical, and mental—and that a person inevitably experiences the fruits of all three, not just outward acts.
It establishes the governing principle behind post-death experiences described in the Preta Kanda: the soul (jīva) encounters outcomes shaped by accumulated auspicious and inauspicious actions across thought, word, and deed.
Cultivate restraint in speech, discipline in actions, and purity of intention—because even unseen mental and verbal choices are treated as real karma with real consequences.