Shloka 44
Nārāyaṇa-Smaraṇa as the Supreme Dharma, Expiation, and Yogic Purifier
यस्मिन्न्यस्तमतिर्न याति नरकं स्वर्गो ऽपि यच्चिन्तने विघ्नो यत्र नवा विशेत्कथमपि ब्राह्मो ऽपिलोको ऽल्पकः / मुक्तिञ्चेतसि संस्थितो जडधियां पुंसां ददात्यव्ययः किञ्चित्रं यदयं प्रयाति विलयं तत्राच्युते कीर्तिते
yasminnyastamatirna yāti narakaṃ svargo 'pi yaccintane vighno yatra navā viśetkathamapi brāhmo 'piloko 'lpakaḥ / muktiñcetasi saṃsthito jaḍadhiyāṃ puṃsāṃ dadātyavyayaḥ kiñcitraṃ yadayaṃ prayāti vilayaṃ tatrācyute kīrtite
心をかの御方に据えた者は地獄に赴かない。御方を観想する時には、天界さえも障りとなる。いかなる障碍も入り得ぬその境地では、梵天の世界すら取るに足らぬ。心中に安住する不滅の主は、鈍き理解の者にさえ解脱（モークシャ）を授け給う。ゆえに、そこにて朽ちぬアチュタ（Acyuta）が讃えられるなら、他の一切が消滅へ帰するのも何の不思議があろうか。
Lord Vishnu (Acyuta) speaking to Garuda (Vinata-putra)
Concept: Acyuta-bhakti/ स्मरण as the direct cause of liberation; even svarga is an obstacle compared to liberation; the Lord in the heart grants moksha even to the simple-minded.
Vedantic Theme: Paramatman as akshara and antaryamin; moksha as surpassing all lokas; dissolution of the phenomenal before the imperishable Brahman/Viṣṇu.
Application: Cultivate steady remembrance/praise of Acyuta; treat heavenly attainments as secondary; anchor the mind in the indwelling Lord through daily japa, dhyana, and kirtana.
Primary Rasa: shanta
Secondary Rasa: adbhuta
Related Themes: Garuda Purana (Preta/Moksha sections): emphasis on Vishnu-smriti at death and as refuge; svarga as non-final; Garuda Purana: Hari as taraka for the jiva; superiority of moksha over loka-gati
FAQs
This verse says that devotion and praise of Acyuta removes the fear of naraka, makes even svarga seem secondary, and grants moksha—showing bhakti as a direct liberating path.
It implies that a mind firmly placed in Vishnu is not pulled into punitive afterlife states (nāraka gati) and is oriented toward liberation, transcending even meritorious but temporary heavenly results.
Cultivate steady remembrance and praise of Vishnu (nāma, kīrtana, smaraṇa) so that spiritual aim (moksha) is prioritized over mere reward-seeking, shaping ethical living and a fearless outlook toward death.