अर्थ्यप्रतीकाराः कारुशासितारः संनिक्षेप्तारः स्ववित्तकारवः श्रेणीप्रमाणा निक्षेपं गृह्णीयुः ॥ कZ_०४.१.०२ ॥
arthyapratīkārāḥ kāruśāsitāraḥ saṃnikṣeptāraḥ svavittakāravaḥ śreṇīpramāṇā nikṣepaṃ gṛhṇīyuḥ
Para pemberi ganti rugi (arthyapratīkārāḥ), pengawas perajin (kāruśāsitāraḥ), penjaga titipan yang berwenang (saṃnikṣeptāraḥ), serta perajin yang mampu dan bekerja dengan modal sendiri (svavittakāravaḥ)—dengan serikat (śreṇī) sebagai saksi/standar—dapat menerima titipan (nikṣepa).
The guild provides verification and collective monitoring, lowering information asymmetry and enabling enforcement when individual custodians default.
Authorized, supervised, and solvent actors—because deposits require fiduciary reliability and a traceable accountability chain.