Nīti for Calamity, Wealth, Friendship, Charity, and Restraint of Kāma
नग्ना व्यसनिनो रूक्षाः कपालाङ्कितपाणयः / दर्शयन्तीह लोकस्य अदातुः फलमीदृशम्
nagnā vyasanino rūkṣāḥ kapālāṅkitapāṇayaḥ / darśayantīha lokasya adātuḥ phalamīdṛśam
Naked, addicted to vice, and harsh by nature—with hands marked by skulls—they are displayed here before the world, as an example of what kind of fruit befalls one who does not give in charity (dāna).
Lord Vishnu (in dialogue to Garuda/Vinata-putra)
Afterlife Stage: Naraka
Concept: Adāna (refusal to give) yields visible, degrading karmaphala; charity protects dignity and future welfare.
Vedantic Theme: Karma-bandha and its tangible fruits; attachment to wealth (lobha) as a binding impurity.
Application: Practice regular dāna (food, clothing, money) according to capacity; cultivate generosity to counter greed.
Primary Rasa: bibhatsa
Secondary Rasa: bhayanaka
Type: court/roadside spectacle in the afterlife
Related Themes: Garuda Purana Pretakalpa: dāna-nindā and kṛpaṇa-phala passages around 1.109; Garuda Purana: descriptions of sinners being displayed/tormented in Yama’s realm (general Pretakalpa motif)
This verse presents dāna as a decisive karmic factor: refusing to give leads to degrading, publicly demonstrative suffering that serves as a warning to others.
It implies that specific moral failures—here, being a non-giver—produce identifiable post-death states and punishments, where the sinner’s condition becomes a didactic display of karma-phala.
Cultivate regular giving (food, money, service, support to the needy) and reduce addictive habits and harshness—because generosity and self-restraint are treated as protections against severe karmic outcomes.