मातृहस्तादन्यत्र अभरणन्यासे सपादचतुष्पणो दण्डः ॥ कZ_०२.२७.११ ॥
mātṛhastād anyatra abharaṇanyāse sapādacatuṣpaṇo daṇḍaḥ
For depositing/pledging ornaments anywhere other than in the mother’s custody, the fine is four-and-a-quarter paṇas.
To reduce dissipation and fraudulent pledging of valuables, creating a controlled custody point for high-value movable assets.