मुच्यमानमृणमप्रतिगृह्णतो द्वादशपणो दण्डः ॥ कZ_०३.११.११ ॥
mucyamānam ṛṇam apratigṛhṇato dvādaśapaṇo daṇḍaḥ
ঋণ পৰিশোধ কৰা সময়ত যিয়ে গ্ৰহণ নকৰে, তাৰ ওপৰত বাৰ পণ দণ্ড।
Because refusal can be used to keep interest running or to harass the debtor; the state compels closure once lawful tender is made.