Nīti for Calamity, Wealth, Friendship, Charity, and Restraint of Kāma
विद्याघातो ह्यनभ्यासः स्त्रीणां घातः कुचैलता / व्याधीनां भोजनं जीर्णं शत्रोर्घातः प्रपञ्चता
vidyāghāto hyanabhyāsaḥ strīṇāṃ ghātaḥ kucailatā / vyādhīnāṃ bhojanaṃ jīrṇaṃ śatrorghātaḥ prapañcatā
إن ترك المران يُهلك العلم؛ وللنساء يكون التهاون في اللباس سببَ الخراب؛ وللمريض يكون الطعام البائت ضررًا؛ وللعدوّ تصبح أحاديث المكر من نفسه سببَ السقوط.
Lord Vishnu (speaking to Garuda/Vinata-putra)
Concept: Neglect and impropriety become the immediate ‘slayers’ of one’s own goods—knowledge, reputation, health, and security.
Vedantic Theme: Karma as self-forged consequence (svakarma-phala) operating through ordinary habits; tamas (negligence) as a veiling force.
Application: Maintain abhyasa (regular practice), uphold appropriate decorum, avoid stale/unsuitable diet especially in illness, and restrain boastful or over-clever speech that creates enemies.
Primary Rasa: shanta
Secondary Rasa: karuna
Related Themes: Garuda Purana 1.109 (niti/dharma counsel cluster)
This verse frames discipline as protection: practice preserves learning, cleanliness safeguards dignity, proper diet supports healing, and restrained speech prevents self-created harm.
Indirectly, it teaches that everyday choices (habit, purity, food, speech) shape one’s dharmic life—foundational for karma that later influences post-death outcomes described elsewhere in the Garuda Purana.
Keep skills alive through regular practice, maintain cleanliness and propriety, give patients fresh and suitable food, and avoid over-complicated or manipulative speech that backfires.