यो भृत्यात्मपीडाभ्यामुपचिनोत्यर्थं स कदर्यः ॥ कZ_०२.९.२३ ॥
yo bhṛtyātmapīḍābhyām upacinoty arthaṃ sa kadaryaḥ
مَن يجمع المال بتعذيب المرؤوسين وبإيذاء النفس (الاكتناز البخيل) فهو «كَدَرْيَة» (kadarya): بخيلٌ سلوكه مُضرّ.
A high-risk official profile: one who extracts wealth through workplace oppression and miserly hoarding—behaviors that correlate with concealment, underpayment, and misappropriation.
It signals pathological hoarding and extreme stinginess—traits that can drive concealment of funds and refusal to spend on mandated public or operational needs.